Irma flooded your Florida kitchen & soured your real estate investment?

Hurricane/wind and/or Flood Insurance for Canadians may not be available to Canadians who own Florida property.

A Canadian who owns property in Florida, unless they have dual citizenship, a green card, are permanent residents, or have a US work VISA, may not have federally backed insurance on their property.  They may not qualify for federal flood insurance under the National Flood Program.  Unless they obtained private insurance at least 30 days prior to the event, they may be uninsured.

Advice:  call your property manager or a neighbour to assess the damage and secure your property.  Go there if needed.  As with all insurance, call your insurer immediately to report damage.  Mitigate damages.  Keep all receipts.  Ask your insurer if you qualify for any other funding.
For Snowbirds who still love Florida coast and are interested in investing, this may be a time to buy inexpensive land as others may be looking to unload it.

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